If you’re like most folks, your home is your biggest asset. As such, you want to make sure it’s properly protected in the event of major storms, fire, or other unforeseen disasters.
That’s why we’re here for our homeowner clients in Overland Park and Leawood. When you have the right home insurance, you don’t have to pay out of pocket if you experience damage to or even a complete loss of your home.
A home insurance policy, also known as a homeowner policy, reimburses you for the cost of repairing or reconstructing your home after an event like fire, hail damage, or most natural disasters. It also covers the items inside your home: furniture, appliances, electronics, clothing, and other personal belongings. You may not know that some home insurance policies even cover the cost of having to live elsewhere while your home is being renovated or rebuilt, should it become uninhabitable.
Your home insurance will also provide liability coverage. This means that if you have to pay damages following a lawsuit brought by someone who is injured on your property, you don’t have to sell your home or lose your life savings to comply. Most homeowners find this very reassuring!
You can elect to add additional protection for things not normally covered, like:
Many people new to home insurance aren’t sure how much coverage they need. We’ll help you arrive at a figure, after you take a quick inventory of your home with your cellphone’s camera or video function. We’re great at helping homeowners work within their budget too.
SolutionPoint Insurance are independent agents in Kansas, so we have more home insurance products available to us than a single carrier. We can create a tailor-made package for you, including finding a deductible that meets your needs. The deductible is the small amount you pay when you file a claim, before your insurance policy kicks in.
We want to make sure you’re not putting your largest asset at risk without the appropriate insurance coverage. You can phone us at 913-735-0110 or get in touch online to request a quote or ask for more information. You’ll enjoy your home even more when you know it has the protection you deserve.