Have you ever thought about what would happen to your family after you pass? Would they be able to maintain the lifestyle they have now, or would they suffer financially without you?
With the right life insurance policy, you don’t have to worry about this because your loved ones will be taken care of in your absence. Term life insurance is one of the easiest places to start if you’ve never purchased life insurance before.
You can purchase a life insurance policy any time, no matter what age you are. However some life milestones are good reminders to plan for the well-being of your loved ones after you pass away:
These major life events often prompt us to think about the big picture and how you can better provide for your family.
There are several different types of life insurance: term life insurance, whole life insurance, and universal life insurance. We often recommend a term life insurance policy to our clients who are new to life insurance or who are concerned about their budget.
Term life insurance provides a policy for a set period of time, which you can select, from one year (annual renewable term) to 20 years (level term). The premiums, or cost of the policy, are set, and term life insurance is typically less expensive than other types of life insurance.
We know life can change over time. When you are ready, you can convert term life insurance to more permanent coverage with our help.
You probably have lots of questions about life insurance and how it works. We’re happy to answer them for you, so you understand your policy completely. At SolutionPoint Insurance, we’re independent agents, and we have a wide range of life insurance products available for our Kansas clients.
Call us today at 913-735-0110, or reach out online for a quote. You’ll love knowing your loved ones will be taken care of when you are gone.